Licensed in 31 statesOne licensed advisor, no call centersYour info is never sold
See my options
Built for the self-employed

No employer plan? Get coverage priced for people in good health.

Freelancers, contractors, gig workers and business owners: compare private PPO plans with one licensed advisor. Keep your doctor. Your information is never sold.

Step 1 of 4

Who needs coverage?

4 quick questions. Free, no obligation.

Your information is never sold or shared.

  • Nationwide PPO access, keep your doctor
  • $0 deductible options available
  • One licensed advisor, no call centers
  • Free, no obligation

Private plans are medically underwritten. Eligibility, pricing and benefits depend on the applicant and the state, and your advisor confirms what you qualify for before anything is signed.

Licensed in 31 states
One licensed advisor, no call centers
Never sold or shared
Free, no obligation
The problem

Working for yourself shouldn't mean overpaying for coverage

No HR department

Nobody hands you a plan or explains the fine print. You are left comparing on your own, between client work.

Every dollar is yours

When you pay the whole premium yourself, it shows up on your bottom line every single month.

Priced for everyone

If you rarely use your insurance, a plan priced for the average person may not be priced for you.

A new network, a new doctor

Some lower-priced plans come with narrow networks. You want to keep the doctor you already have.

A smiling self-employed woman working on a laptop at a sunny kitchen table
How a private plan fits

Private plans that fit people who work for themselves

  • Priced for people in good healthPrivate plans are medically underwritten, so pricing reflects the people on the plan.
  • Nationwide PPO access, keep your doctorYour advisor checks your doctors against the network before you choose.
  • $0 deductible options availableSee the monthly cost and what is covered for each option, side by side.
  • One advisor, on your scheduleCall or text. Your advisor works around client calls and job sites.
See my plan options
How it works

Three steps. One advisor. No call center.

1

Answer 4 quick questions

About two minutes. No documents, no card, and nothing changes with your current coverage just by asking.

2

Your advisor calls you

One licensed advisor for your state reviews what you need and shows you the private plan options you qualify for.

3

You decide

Choose with real numbers in front of you. If you enroll, your advisor handles the paperwork and stays your contact.

The Limitless Health team

Real advisors. One point of contact. Zero call centers.

When you reach out, your request goes to one licensed Limitless Health advisor for your state. That advisor calls you, walks you through your options, handles the paperwork if you enroll, and stays your contact afterward.

Licensed in 31 states

Licensed health insurance advisors in every state we serve.

One dedicated advisor

The same person from your first call through renewal. No call centers.

Licensing details on request

Ask on your call or email us for license information for your state.

Never sold or shared

Your request stays with Limitless Health. We don't sell leads.

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Questions

Straight answers

Can 1099 contractors and gig workers apply?
Yes. Private plans are individual plans, so you do not need an employer to offer them. Freelancers, contractors, gig workers and sole proprietors can all compare options.
Can I add my spouse or kids?
Yes. Many plans can cover your whole household. Choose who needs coverage in the first question and your advisor will price it that way.
Is my premium tax deductible?
It may be, depending on how your business is set up. We do not give tax advice, so check with your tax professional.
Can I change plans later?
Your advisor reviews your coverage with you at renewal, and you can revisit your options when your needs change.
Is this really free?
Yes. Talking with your advisor and seeing your options costs nothing, and there is no obligation to buy. If you choose a plan, the insurance company pays the agency. Your premium is the same either way.
Will I get flooded with calls?
No. Your request goes to Limitless Health only. One licensed advisor reaches out, and that is the person you work with from start to finish. We never sell or share your information with other agencies or lead buyers.
Where we're licensed

Licensed in 31 states

Limitless Health advisors are licensed in the states below. Enter your ZIP in the quiz and we'll confirm right away.

Map of the 31 states where Limitless Health is licensed, highlighted in greenAKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAVTWAWIWVWY
  • Alabama
  • Arkansas
  • Colorado
  • Delaware
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • North Carolina
  • Ohio
  • Oklahoma
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • West Virginia
  • Wisconsin
  • Wyoming

See your private plan options in about two minutes.

Free, no obligation, and one licensed advisor who stays with you after you enroll. Your information is never sold.

See my plan options
See my plan options

Want your options without the quiz?

Leave your name and number. One licensed advisor will reach out.

Free and no obligation. We never sell your information.