Licensed in 31 statesOne licensed advisor, no call centersYour info is never sold
See my options
Private PPO health plans

Health insurance priced for people in good health.

If you rarely use your insurance, you shouldn't pay like you do. Compare private PPO plans with one licensed advisor who knows your state. Your information is never sold.

Step 1 of 4

Who needs coverage?

4 quick questions. Free, no obligation.

Your information is never sold or shared.

  • Nationwide PPO access, keep your doctor
  • $0 deductible options available
  • One licensed advisor, no call centers
  • Your information is never sold or shared

Private plans are medically underwritten. Eligibility, pricing and benefits depend on the applicant and the state, and your advisor confirms what you qualify for before anything is signed.

Licensed in 31 states
One licensed advisor, no call centers
Never sold or shared
Free, no obligation
Why private plans

Coverage built around you, not the average

Most health plans are priced for everyone at once. Private plans are medically underwritten, which means they can be priced for people in good health and people who rarely use their insurance.

Nationwide PPO access, keep your doctor

Stay with the doctors you already trust. Your advisor checks them against the network before you choose a plan.

$0 deductible options available

Prefer predictable costs? See the monthly price and what is covered for each option, side by side, with real numbers.

One licensed advisor, no call centers

One person who knows your state handles your options, your paperwork and your questions after you enroll.

Who we help

Built for people who don't get a plan handed to them

Pick the one closest to you and see how a private plan fits.

A smiling self-employed woman working on a laptop at a sunny kitchen table

Self-Employed

Freelancers, 1099 contractors, gig workers and owners without an employer plan.

See how it works →A smiling travel nurse in navy scrubs walking through a bright terminal with a rolling suitcase

Travel Nurses

A plan in your own name that stays with you between contracts.

See how it works →A smiling truck driver in a flannel shirt standing beside his semi truck at sunset

Truck Drivers

Nationwide PPO access, because your doctor shouldn't depend on your route.

See how it works →A laughing family of four on a picnic blanket in a sunny park, the father lifting their toddler

Families

One plan for everyone, with doctors checked before you choose.

See how it works →A smiling man in a gray t-shirt walking his golden retriever on a leafy neighborhood sidewalk

Individuals

Just you. Straightforward private coverage built around how you live.

Start the quiz →A smiling bakery owner in an apron behind her counter with fresh bread, an employee working behind her

Small Business Owners

Coverage for owners and small teams, without a corporate budget.

See how it works →

Also built for early retirees who leave an employer plan before 65.

Timing

No enrollment window to wait for

Private plans don't follow a once-a-year calendar. These are the moments people most often start looking:

Leaving a job-based plan
Starting a business or going 1099
Between contracts or assignments
Getting married or growing your family
Moving to a new state
Your premium jumped at renewal
Turning 26 and needing your own plan
Retiring before you planned
See my plan options
The difference

You talk to one advisor. Your information stays with us.

Many online quote sites sell your request to several agencies at once. That's why the phone starts ringing. Limitless Health works differently.

TopicLimitless HealthTypical lead-sharing quote sites
Who contacts youOne licensed advisorSeveral agents and call centers
Your informationNever sold or sharedOften passed to "partners"
What you hear aboutPrivate plans priced for people in good healthWhatever the next caller is selling
After you enrollSame advisor stays your contactStart over with a new rep
How it works

Three steps. One advisor. No call center.

1

Answer 4 quick questions

About two minutes. No documents, no card, and nothing changes with your current coverage just by asking.

2

Your advisor calls you

One licensed advisor for your state reviews what you need and shows you the private plan options you qualify for.

3

You decide

Choose with real numbers in front of you. If you enroll, your advisor handles the paperwork and stays your contact.

The Limitless Health team

Real advisors. One point of contact. Zero call centers.

When you reach out, your request goes to one licensed Limitless Health advisor for your state. That advisor calls you, walks you through your options, handles the paperwork if you enroll, and stays your contact afterward.

Licensed in 31 states

Licensed health insurance advisors in every state we serve.

One dedicated advisor

The same person from your first call through renewal. No call centers.

Licensing details on request

Ask on your call or email us for license information for your state.

Never sold or shared

Your request stays with Limitless Health. We don't sell leads.

Limitless Health shield logo
Questions

Straight answers

Is this really free?
Yes. Talking with your advisor and seeing your options costs nothing, and there is no obligation to buy. If you choose a plan, the insurance company pays the agency. Your premium is the same either way.
Will I get flooded with calls?
No. Your request goes to Limitless Health only. One licensed advisor reaches out, and that is the person you work with from start to finish. We never sell or share your information with other agencies or lead buyers.
Who are these plans a good fit for?
Private plans are priced for people in good health and for people who rarely use their insurance. Because they are medically underwritten, your advisor will go over a few questions on the call to confirm what you can qualify for. Not every applicant is approved, and your advisor will tell you that early and honestly.
Can I keep my doctor?
Many of the plans we work with offer nationwide PPO access, so you can often keep the doctors you already see. Your advisor checks your doctors against the network before you choose a plan.
Is there really a $0 deductible?
$0 deductible options are available. Your advisor shows you what each option includes, what it costs each month and how it compares, so you can pick the trade-off that fits you.
Can I apply any time of year?
Private plans do not follow a once-a-year enrollment calendar, so you can usually apply when it makes sense for you. Your advisor confirms the start date for any plan before you commit.
What if you are not licensed in my state?
Limitless Health serves the 31 states listed on this page. If you are outside them, we will tell you right away instead of passing your information along to someone else.
What do I need to get started?
About two minutes and your ZIP code. For the call, it helps to have the names of the doctors you want to keep.
Where we're licensed

Licensed in 31 states

Limitless Health advisors are licensed in the states below. Enter your ZIP in the quiz and we'll confirm right away.

Map of the 31 states where Limitless Health is licensed, highlighted in greenAKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAVTWAWIWVWY
  • Alabama
  • Arkansas
  • Colorado
  • Delaware
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • North Carolina
  • Ohio
  • Oklahoma
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • West Virginia
  • Wisconsin
  • Wyoming

See your private plan options in about two minutes.

Free, no obligation, and one licensed advisor who stays with you after you enroll. Your information is never sold.

See my plan options
See my plan options

Want your options without the quiz?

Leave your name and number. One licensed advisor will reach out.

Free and no obligation. We never sell your information.