Licensed in 31 statesOne licensed advisor, no call centersYour info is never sold
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Built for early retirees

Retiring early? Keep great coverage for the years ahead.

Your employer plan ends with your last day. A private PPO plan can pick up from there, with one licensed advisor who helps you time it so there is no gap.

Step 1 of 4

Who needs coverage?

4 quick questions. Free, no obligation.

Your information is never sold or shared.

  • Nationwide PPO access, keep your doctor
  • $0 deductible options available
  • One licensed advisor, no call centers
  • Your information is never sold or shared

Private plans are medically underwritten. Eligibility, pricing and benefits depend on the applicant and the state, and your advisor confirms what you qualify for before anything is signed.

Licensed in 31 states
One licensed advisor, no call centers
Never sold or shared
Free, no obligation
The problem

Your last day at work shouldn't be your last day of good coverage

The plan ends when the job does

Employer coverage usually stops at or shortly after your last day, ready or not.

Staying on the old plan costs more

Keeping your former employer's plan after you leave usually means paying the full price yourself.

Starting over with new doctors

After years with the same doctors, you don't want a network that forces a change.

A laughing couple with gray hair hiking together on a sunlit forest trail
How a private plan fits

A bridge for the years before 65

  • Priced for people in good healthPrivate plans are medically underwritten, so pricing reflects the people on the plan.
  • Nationwide PPO access, keep your doctorYour advisor checks your doctors against the network before you choose.
  • Timed to your last dayYour advisor helps you line up a start date so there is no gap.
  • Room for twoCover yourself, or you and your spouse together on one plan.
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How it works

Three steps. One advisor. No call center.

1

Answer 4 quick questions

About two minutes. No documents, no card, and nothing changes with your current coverage just by asking.

2

Your advisor calls you

One licensed advisor for your state reviews what you need and shows you the private plan options you qualify for.

3

You decide

Choose with real numbers in front of you. If you enroll, your advisor handles the paperwork and stays your contact.

The Limitless Health team

Real advisors. One point of contact. Zero call centers.

When you reach out, your request goes to one licensed Limitless Health advisor for your state. That advisor calls you, walks you through your options, handles the paperwork if you enroll, and stays your contact afterward.

Licensed in 31 states

Licensed health insurance advisors in every state we serve.

One dedicated advisor

The same person from your first call through renewal. No call centers.

Licensing details on request

Ask on your call or email us for license information for your state.

Never sold or shared

Your request stays with Limitless Health. We don't sell leads.

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Questions

Straight answers

When should I start looking?
A month or two before your employer coverage ends is a good time. Your advisor can line up a start date so you do not have a gap.
Can my spouse be on the same plan?
Yes. Choose "Me + spouse or partner" in the first question and your advisor will price coverage for both of you.
Who are these plans for?
These are private plans for people under 65. They are medically underwritten, so your advisor will confirm what you qualify for on the call.
Is keeping my old employer plan better?
Sometimes it is. Your advisor will compare that option side by side with private plans and tell you honestly.
Is this really free?
Yes. Talking with your advisor and seeing your options costs nothing, and there is no obligation to buy. If you choose a plan, the insurance company pays the agency. Your premium is the same either way.
Will I get flooded with calls?
No. Your request goes to Limitless Health only. One licensed advisor reaches out, and that is the person you work with from start to finish. We never sell or share your information with other agencies or lead buyers.
Where we're licensed

Licensed in 31 states

Limitless Health advisors are licensed in the states below. Enter your ZIP in the quiz and we'll confirm right away.

Map of the 31 states where Limitless Health is licensed, highlighted in greenAKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAVTWAWIWVWY
  • Alabama
  • Arkansas
  • Colorado
  • Delaware
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • North Carolina
  • Ohio
  • Oklahoma
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • West Virginia
  • Wisconsin
  • Wyoming

See your private plan options in about two minutes.

Free, no obligation, and one licensed advisor who stays with you after you enroll. Your information is never sold.

See my plan options
See my plan options

Want your options without the quiz?

Leave your name and number. One licensed advisor will reach out.

Free and no obligation. We never sell your information.